About
OLA Report is a community-driven early-warning service for online lending in the Philippines — a better, open alternative to scattered screenshots and group-chat rumors.
No lender pays for placement, removal, or better scores. Profiles are built from official records, community reports, and traceable identifiers.
We never declare a lender safe, illegal, or a scam. We publish data, confidence, and methodology — and clearly mark what is a community report versus a verified fact.
Anonymous reporting, pseudonymous chat, minimal data collection, and plain-language guidance on borrower rights under Philippine law.