About
Built so no borrower has to guess alone.
OLA Report is a community-driven early-warning service for online lending in the Philippines — a better, open alternative to scattered screenshots and group-chat rumors.
Independent
No lender pays for placement, removal, or better scores. Profiles are built from official records, community reports, and traceable identifiers.
Careful with claims
We never declare a lender safe, illegal, or a scam. We publish data, confidence, and methodology — and clearly mark what is a community report versus a verified fact.
Borrower-first
Anonymous reporting, pseudonymous chat, minimal data collection, and plain-language guidance on borrower rights under Philippine law.
What we are not
- Not a lender — we offer no loans and take no applications.
- Not a regulator — only the SEC can license or revoke lenders.
- Not a law firm — our content is information, not legal advice.
- Not a debt collector — we never contact borrowers on anyone's behalf.